Chocolate chip banana oat muffins are perfect for an easy, make ahead breakfast! These tender muffins are gluten free, vegan, and nut free, so everyone can enjoy them.

If you have multiple food allergies in your family, you know how nice it is to have a good muffin recipe you can rely on. Muffins are the perfect breakfast or snack that you can make ahead of time, and you can sneak healthier ingredients in there, like with these chocolate lentil muffins or this chocolate zucchini muffin recipe.
With two growing boys, I like to make a double batch of muffins that we can enjoy for breakfasts and snacks through the week. You could also make extras and store them in the freezer in a ziploc bag.
These muffins are nice and tender, and these were a huge hit over here with the boys. I kept this recipe simple – there aren’t any weird ingredients – you may have everything you need in your pantry right now!
If you’re looking for another variety to try, take a look at these vegan chocolate chip coconut muffins.

Ingredient Notes
- Flour – This recipe should work well with a variety of flours. I used a gluten free flour blend as well as oat flour, and that gave these muffins a nice light texture. If you aren’t gluten free, all purpose flour or wheat flour would be fine. If you’re new to gluten free vegan baking, you might want to take a moment to read my guide to baking substitutions.
- Sugar – I used organic cane sugar, but you can use brown sugar or coconut sugar if you like. I don’t recommend a liquid sweetener like maple syrup, as it will make the batter too wet.
- Dairy Free Chocolate Chips – I used Enjoy Life mini chocolate chips, but feel free to use dark chocolate chips or chocolate chunks if you like.

Oil Free Option
You could probably make these without the oil if you wish. I haven’t tried that, but if you wanted to, you could leave out the oil and add more water to the batter in an equal amount. If you use very ripe bananas, these should still be pretty moist.
Substitutions
If you can’t have bananas, you could try pumpkin puree or even mashed sweet potatoes instead of bananas. These will have a different flavor, but should still be very tasty.
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Step by Step Instructions
- Mash the overripe bananas in a bowl.
- Add the wet ingredients, then the flour and other dry ingredients. Stir well.
- Spoon the batter into a muffin tin that is lined with paper liners. Bake at 350 degrees F for about 23 minutes.
- Allow to cool in pan, then enjoy!

Disclosure: This post contains affiliate links.
Recipe

Chocolate Chip Banana Oat Muffins (Vegan, Gluten Free).
Ingredients
- 1 cup gluten free flour
- ¾ cup oat flour
- ½ teaspoon baking soda
- ¾ teaspoon baking powder
- ½ teaspoon salt
- ¾ cup organic cane sugar or coconut sugar
- â…“ cup melted vegan buttery spread or coconut oil
- 2 ripe bananas mashed (about ¾ cups)
- 1 teaspoon vanilla extract
- 1 teaspoon apple cider vinegar
- ¼ cup water
- ¾ cup dairy free mini chocolate chips I used the Enjoy Life brand
Instructions
- Preheat the oven to 350 degrees F. Line a muffin pan with paper cupcake liners.
- Place the bananas in a bowl, and mash them thoroughly. Add the sugar and stir. Add the melted vegan buttery spread, water, vanilla extract, and vinegar. Stir to combine.
- Add the gluten free flour, oat flour, baking powder, baking soda, and salt. Stir well.
- Add the chocolate chips to the bowl and stir gently.
- Spoon the batter into the prepared muffin pan, filling each cup about â…” full.
- Bake at 350 degrees F for 20-23 minutes, until the tops are golden brown. You can insert a toothpick in the middle of a muffin to make sure that it's done – it should come out clean.
- Allow to cool in the pan for at least 15 minutes before removing.
Notes
Nutrition
This post is part of my series: 31 Days of Gluten, Dairy, and Egg Free Soups, Salads, Sides & Sweets.
This post was originally published in October 2014. It has been updated.







Amy
I think this is the best GF, vegan muffin recipe I’ve found so far! I didn’t have oat flour so I subbed for GF and did coconut sugar, yum! Thank you!
Kelly Roenicke
I’m so glad you liked them! Thanks for letting me know!
Katie
Delicious recipe!
Gayle @ Pumpkin 'N Spice
Your picture of these cuties on instagram was totally making me drool, Kelly! These look amazing! Banana anything is one of my favorites, so I’m loving these gluten free muffins. Pinned!
Kelly
Thanks, Gayle!
olivia - Primavera Kitchen
These looks really good. I am also using coconut sugar more and more. And I agree with you, it still tastes great and is a natural sugar.
Judit + Corina | Glamorous Bite
Your muffins do look super moist, Kelly! We have all the ingredients and have to try them soon. Wondering if we could use grapeseed oil instead of canola oil. Thanks for the laugh :)
Kelly
If you try it, let me know how it works out! I don’t use grapeseed oil too often, so I’m not sure!
Sarah@WholeandHeavenlyOven
I LOVE how moist and loaded with chocolate these muffins are! Since they’re gluten-free I think I would probably end up eating the entire batch. :)
thefoodieteen
These look seriously delicious! Yum!
Jess @ whatjessicabakednext
These muffins look divine, Kelly! Love chocolate chip and banana, a classic!
Allison
Haha. Yes, yes I do. This is the best thing I’ve read and seen all day! Great recipe and thank you for making me laugh!!! ;)
Kelly
Heehee! I was cracking up yesterday, and then I was sad that Seinfeld isn’t on anymore. :(
Kristine @ Kristine's Kitchen
I love how packed with chocolate chips these are! I haven’t tried coconut sugar yet, but want to!
Kelly
You should try it, I think it works nicely in many recipes!